Four. . . Three. . . Two. . . One. . .

Open Enrollment's Almost Done. . .

Start by clicking here and submit your Open Enrollment action A.S.A.P.

Open Enrollment for 2010 ends TODAY at 5:00 p.m., Tuesday, November 24, 2009.

Open Enrollment Ends Tomorrow - Ensure you have confirmed your enrollment

You may make changes during Open Enrollment until 5pm Pacific time tomorrow, however, you can avoid the last minute rush by making your changes today.

It is important to remember that your changes will not be saved unless you go to “Review & Confirm” and click the “Confirm” button after making your changes. Once you have confirmed your changes you will receive a confirmation number. In addition, an Open Enrollment Confirmation Statement with your confirmation number will be sent to your work email address and your personal email address. Please keep a copy of your confirmation number as a reference in case your Open Enrollment changes are not reflected on the paycheck that you receive at the beginning of January.

Family Member Eligibility

Our UC sponsored medical plans allow for a wide range of dependents to be covered under your health plans. In fact, your (unmarried) natural or adopted children are considered eligible dependents until they reach age 23, regardless of their student status.

For a complete list of eligible dependents please review the Group Insurance Eligibility Factsheet.

Open Enrollment is a time when you can 'add' eligible family members to your plans. And don’t forget OE ends next Tuesday at 5:00pm - time is running out: tic-toc, tic- toc! To take an OE action go to AYSO today !

Available Plans for Eligible UC Employees Living Outside California

Anthem Blue Cross PPO

Preferred Provider Organization (PPO)

A PPO generally offers a broader network of doctors and hospitals than an HMO. This plan model has arrangements with doctors, hospitals, and other providers of care who have agreed to accept lower fees from the plan for their services and participate in the network of physicians. If you need or want health care from outside the network you have access, but you should expect to pay a higher copayment than if the provider were from within the PPO network. http://www.anthem.com/ca/uc/

CORE
Fee-for-Service Plan

This plan allows you to choose the doctor, the hospital, the clinic, or the behavioral health provider and the insurance pays for part or all of the cost according to the schedule laid out in the policy after you have met your plan's deductible. Under this plan, you pay for services up front and submit a claim to the insurance company, and if the service is covered in the policy, you receive reimbursement. http://www.anthem.com/ca/uc/

CIGNA Choice Fund
HRA with PPO

The CIGNA Choice Fund includes a Health Reimbursement Account (HRA), funded by UC, which reduces the plan s deductible. The HRA provides coverage for 100% of your eligible medical and prescription drug expenses until the balance is exhausted. If you use up your HRA dollars, the traditional health plan features, which include 100% coverage for in-network preventive care, begin. The CIGNA Choice Fund is available to UC employees in the U.S., except Hawaii. The HRA with PPO is a new plan design. https://my.cigna.com/corp/portal/app/member/public/guest

Kaiser Permanente Mid-Atlantic
Health Maintenance Organizations

This plan is only available for employees living in the District of Columbia, Maryland or Virginia. HMOs give you a list of doctors from which to choose a primary care physician (PCP). A PCP coordinates your care, which means that generally you must contact him or her to be referred to a specialist within your designated medical group. If you belong to an HMO, the plan only covers the cost of charges for services authorized by your PCP. HMOS only provide coverage for services outside of your medical group in cases of emergencies. https://www.kaiserpermanente.org/

How can the DepCare FSA save you money?

It does so by allowing you to pay for eligible dependent care expenses on a pretax, salary reduction basis. Dependents can be either children or adults.

Your savings are strictly on taxes. DepCare FSA contributions are deducted from your paycheck on a pretax (tax-free) basis—before federal, state, and Social Security (FICA) taxes are taken out. For example, if you earn $3,000 a month and contribute $200 to your DepCare FSA, you pay taxes on $2,800 a month.

Calculate your savings and increased take-home pay with the DepCare Calculator.

Open Enrollment is the period to enroll or re-enroll in an FSA.

To learn more, visit CONEXIS’ pre-enrollment website, read the FAQs and the DepCare SPD or speak to a CONEXIS representative at UC’s Open Enrollment Support line at 1-800-482-4120 (M-F) between 11 a.m. and 4 p.m.

One more week to make Open Enrollment selections

... don’t wait until the last minute

Only eight more days to enroll or make 2010 Open Enrollment changes to certain benefits options on the website: At Your Service (click on the Open Enrollment box).

Open Enrollment actions include choices such as: add/delete eligible dependents, change medical and dental plans and/or add legal insurance plan this year.

And, most importantly, you must re-enroll in the Health and/or Dependent Care Flexible Spending Accounts (FSA’s) for the 2010 tax year.

This year’s deadline is earlier, Tuesday, November 24, 2009 5 p.m. (PST).

For more information about your UC benefits choices during the Open Enrollment period, go to UCSF Open Enrollment or for other general benefits information: UCSF HR/Benefits

Don’t be late for this important date: 2010 Open Enrollment ends this year at 5 p.m. (PST) on Tuesday, November 24, 2009.

UC's Annual Plan Ratings. . .

. . . A tool to help you make decisions about changing your plans.

Every year UC conducts surveys to measure participant satisfaction with its health and welfare plans. As in previous years, DSS Research, an independent research firm, surveyed UC members to measure satisfaction with the Anthem Blue Cross plans, Kaiser Permanente, Health Net and WHA. In addition, Liberty Mutual, Delta Dental and VSP conducted their own membership satisfaction surveys.

The survey results--click here--are based on responses from UC plan members.